Top 10 Health Insurance in India – Best Health Insurance

 HEALTH INSURANCE IN INDIA CHECK & COMPARE & THEN BUY BEST HEALTH INSURANCE COMPANY IN INDIA 2020

Get Direct Admission (Medical/Engineering/MBA – Top Colleges with Low Fees) – Whatsapp 9999300861

Latest govt jobs 2020 application form

In today’s lifestyle there is need of Health Insurance for every single person. As compare to the old years or past years, the risk of health factor is being increase at this present time. Different people have different needs for having Health Insurance Policy which depends on their family size, on their health, age, etc. By keeping all this in mind, people should buy the Best Health Insurance Policy which suits them best.

Why we should buy Health Insurance plan?

If this question bothers you then don’t worry. We are here to tell you the reason why you should buy Health Insurance Plan. Buying the Health Policy in India will helps you plan your finances in a better way. Buying Health Insurance Policy is early age gives you more benefits. Suppose if there is an incident takes place like any accident, heart surgery, etc. and you have urgent need of money for health emergencies but at that time you do not have much amount for depositing it at the hospital. Just at same time, the Health Insurance will help you by paying that amount. This is the main benefit of the Health Insurance.

What are the factors should consider while buying the Health Insurance Plan/ Health Insurance Policy in India?

After seeing the why we should buy Health Insurance Plan in India or abroad, let us see the best factor on which we should keep in mind while buying the Best Health Insurance Policy in India or Best Health Insurance Plan in India. The factors on which buying Health Policy depends are provided by us that given below:

  1. Age: The Age Factor is most important. As you get older, you will have to see rise in Insurance Premiums. As you become older, the premium at Health Insurance So you should buy Health Policy at the earlier age.
  2. Family Health: The next factor is your family health. Suppose if any person in your family is suffering from any health issue like heart problem, cancer, etc. so the premium for them will be high.
  3. Income: The next factor on which the Health Policy depends is your income. You should choose that Insurance Policy for Health which comes under your income. You should buy that Health Insurance which is in your budget.
  4. Location: The next factor is your location. The Insurances Companies premiums also base on the location in which you are staying. You should check that you are buying Health Insurance is available at your location or not.
  5. Hospitals: You should check the list of hospitals which comes under the Health Insurance Plan you are buying. The Network Hospitals should include day – care centre, nursing homes and multi- specialized hospitals.

Top 10 Health Insurances in India 2020

The Top Health Insurances in India or the Ten Health Insurances in India for the year 2020 is provided here. The Top Health Insurance Policy in India or the Top 10 Health Insurance Policy in India is:

  • ICICI Lombard Health Insurance Policy
  • Star Health Insurance Policy
  • Max Bupa Health Insurance Policy
  • Bajaj Silver Health Insurance Policy
  • Religare Health Insurance Policy
  • Manipal Cigna Health Insurance Policy
  • Bharti AXA Health Insurance Policy
  • Aditya Birla Health Insurance Policy
  • National Health Insurance
  • New India Health Insurance Policy

Top Health Insurance 2020

The complete details required for the Health Insurance 2020 Policies are as follows:

ICICI Lombard Health Insurance Policy

The ICICI Lombard Health Insurance is one of the best Health Insurance Policies in India that has a network of 4000+ hospitals that offer cashless hospitalization in this ICICI Lombard Health Insurance plan. The ICICI Lombard has the 256 branches and 910 offices across India. The ICICI Lombard not only offers Health Policy but also ICICI Lombard Motor, Travel, Home, Property, Marine, Liability, Crop/ Weather, Specialty Lines Insurances. According to the IRDA, it is supposed that ICICI Lombard Health Policy have settled 98.31% of the claims received to it. This indicates that people are renewing the policy and also making the claims.

ICICI Lombard Insurance Company 2020 Detail

ICICI Lombard Insurance Company
Name of the Insurance Health Plan ICICI Lombard Health Insurance Plan
Sum Insured (Rs.) Maximum 25 lakhs
Network Hospitals 4000+
Incurred Claim Ratio 98.31%
Minimum age to buy this plan 18 years or above
Minimum Age covered 3 months of age
Medical Checkup for buying policy No Medical Checkup Upto 45 years
Income Tax benefits Upto Rs. 35000/-
Website www.icicilombard.com

Star Health Insurance Policy

The Star Health Insurance is the policy that provides Insurances in Health, Personal Accident, Oversea Travel, etc. This Star Health Insurance Plan can be buying for individual, for family, or for corporate. It has 10600+ employees and 550+ branch offices at all over India. The Star Health has a gross written premium of Rs. 5401 Cr. The Star Health settled the total 4.9 million claims till this time. There is no cap on room rent.

Star Health Insurance Company 2020 Detail

Star Health Insurance Company
Name of the Health Insurance Plan Star Health Insurance Plan
Sum Insured (Rs.) 1 to 25 Lakhs
Network Hospitals 9800+
Incurred Claim Ratio 63%
Age required to buy this plan 18 years to 65 years
Minimum Age Covered Between 3 months to 25 years
Medical Checkup for buying policy No medical checkup require
Income Tax benefits Upto Rs. 55000/- (Rs. 25000/- for individual & Rs. 30000/- for Senior Citizen)
Website www.starhealth.in

Max Bupa Health Insurance Policy

The Max Bupa Health Insurance is a joint venture between Max India Limited and UK Bupa Financial PLC. Max Bupa Health Insurance plan offers for individual, couple, extended family and the nuclear family. It has six decades of experience and in India it came to being in 2010 and has 11.3 million customers from the 190 countries in the world. The Max Bupa Health Insurance covers international cashless treatment for 9 major health issues like heart transplant, cancer, maternity, etc. There is also no room rent cap.

Max Bupa Health Insurance Company 2020 Detail

Max Bupa Health Insurance Company
Name of the Health Insurance plan Max Bupa Health Insurance Plan
Sum Insured (Rs.) Upto 25 lakhs (maximum)
Network Hospitals 3500+
Incurred Claim Ratio 50.19%
Age required to buy this plan 18 years to 65 years
Minimum Age covered 90 days or 3 months
Medical Checkup for buying policy Yes if you are buying new Max Bupa Health Policy
Income Tax benefits Upto Rs. 25000/- for yourself and upto Rs. 75000/- for your family and parents
Official website www.maxbupa.com

Bajaj Silver Health Insurance Policy

The Bajaj Silver Health Insurance is the which can be buy by anyone who have the age between 46 years to 70 years and this can be renewed for lifelong. This Bajaj Silver Health Insurance plan can be bought by any individual only. This policy is not for family. The Bajaj Silver Health plan is for Senior Citizens. The Bajaj Allianz Silver Health Insurance earned the Insurance Regulatory and Development (IRDA) Certificate Registration on 2nd May, 2001.

Bajaj Allianz Silver Health Insurance Company 2020 Detail

Bajaj Allianz Silver Health Insurance Company
Name of the Health Insurance plan Bajaj Allianz Silver Health Insurance Plan
Sum Insured (Rs.) Rs. 50000/- to Rs. 5 Lakhs
Network Hospitals 6000+
Incurred Claim Ratio 85+
Age required to buy this plan 46 years
Minimum Age covered 46 years to 70 years
Medical Checkup for buying policy Yes if you are buying Bajaj Allianz Silver Health Insurance Policy
Income Tax benefits Upto Rs. 25000/-
Official website www.bajajallianz.com

Religare Health Insurance Policy

The Religare Health Insurance is the Health Insurance Policy of Religare Enterprises Limited (REL) that provides Health Insurance especially to the employees of corporate, financial inclusion and individual customers. The Religare Health Insurance is one of the most trusted Health Insurance Company in India. This Religare Health Insurance policy also offers Travel Insurance to individual and their families. The Religare Health Insurance organization has been adjudged the ‘Best Health Insurance Company’ at the ABP News – BFSI Awards.

Religare Health Insurance Company 2020 Detail

Religare Health Insurance Company
Name of the Health Insurance plan Religare Health Insurance Plan
Sum Insured (Rs.) Rs. 25 corers (maximum)
Network Hospitals 4500+
Incurred Claim Ratio 57.52%
Age required to buy this plan 18 years
Minimum Age Covered 1 day as well as new born
Medical Checkup for buying this plan Yes if you are buying this Religare Health Plan
Income Tax benefits Upto Rs. 25000/- for individual & Family and Rs. 30000/- for Senior Citizen
Official website www.religarehealthinsurance.com

 

ManipalCigna Health Insurance Policy

The ManipalCigna Health Insurance is a joint venture between the US and Cigna Corporation. The ManipalCigna Health Insurance Company Limited is present in the 30+ countries and has near about 160 million+ customers. The ManipalCigna Health Insurance Plan offers for you and your family and also for the senior citizens.

ManipalCigna Health Insurance Company 2020 Details

ManipalCigna Health Insurance Company Limited
Name of the Health Insurance Plan ManipalCigna Health Insurance Policy
Sum insured (Rs.) Rs. 2.5 lakhs to Rs. 15 lakhs and above
Network Hospitals 4000+
Incurred Claim Ratio 62%
Age required to buy this plan 18 years
Minimum Age covered 1 day of birth upto 25 years
Medical Checkup for buying this plan Yes if you are buying this Health Insurance Plan
Income Tax benefits Upto Rs. 55000/- (Rs. 25000/- for individual)
Official website www.manipalcigna.com

Bharti AXA Health Insurance Policy

The Bharti AXA Health Insurance is the Bharti Axa General Insurance Company Limited is the joint venture between the Bharti Enterprises & Axa Business Group. This Bharti Axa Health Policy covers critical illness like cancer, croma, heart problem, etc. The Bharti Axa Health Insurance offers Health Insurance Schemes like Bharti Axa Smart Health Insurance, Bharti Axa Smart Super Health Insurance, Bharti Axa Smart Health Critical Illness Insurance and the Bharti Axa Smart Personal Accident Insurance plans.

Bharti Axa Health Insurance Company 2020 Detail

Bharti Axa Health Insurance Company Limited
Name of the Health Insurance Plan Bharti Axa Health Insurance Policy
Sum Insured (Rs.) Rs. 3 Lakhs upto Rs. 60 Lakhs
Network Hospitals 4500+
Incurred Claim Ratio 82.97%
Age required to buy this plan 18 years upto 55 years
Minimum Age covered 90 days to 23 years of age
Medical Checkup for buying this plan No medical test required
Income Tax benefits Upto Rs. 15000/-
Official website www.bhart-axagi.co.in

 

Aditya Birla Health Insurance Policy

The Aditya Birla Health Insurance is the Health Insurance Policy that cover designed to provide coverage for policyholders. This Aditya Birla Health Insurance is available for the individuals and for their families also. The Aditya Birla Health Insurance Policy is available in flexible terms from one to three years. This Aditya Birla Health Insurance Company is the joint venture between the Aditya Birla Group & MMI Holding Limited. This partnership is the third largest private and trusted insurance company. This Health Insurance Plans covers a variety of health illness.

Aditya Birla Health Insurance Company 2020 Details

Aditya Birla Health Insurance Company
Name of the Health Insurance Plan Aditya Birla Health Insurance Plan
Sum Insured (Rs.) Maximum upto 2 crores
Network Hospitals 5700+
Incurred Claim Ratio 89.05%
Age required to buy this plan 18 years to 65 years
Minimum Age covered 91 days to 17 years
Medical Checkup for buying this plan No medical checkup is required
Income Tax benefits Rs. 15000/- for individual and Rs. 30000/- for family
Official website www.adityabirlacapital.com

National Health Insurance Policy

The National Health Insurance is the Central Government owned General Insurance Company that based in India. This National Health Insurance Company Limited is nationalized in 1972 and has the headquartered at Kolkata at West Bengal. The National Health Insurance Company Limited is one of the oldest Insurance Company in Health Department. The National Health Insurance policy is available for individual, for the family and also for senior citizen. This Health Insurance offers many Health Policies like National Insurance Mediclaim Policy, National Insurance Mediclaim Plus Policy, National Insurance Parivar Mediclaim Policy, Varistha Mediclaim Policy for Senior Citizens and many more. Visit its official website and check it over there.

National Health Insurance Company Limited 2020 Detail

National Health Insurance Policy Company Limited
Name of the Health Insurance Plan National Health Insurance Plan
Sum Insured (Rs.) Rs. 50000/- to Rs. 5 lakhs
Network Hospitals 6000+
Incurred Claim Ratio 114.24%
Age required to buy this plan 18 years to 65 years
Minimum Age covered 3 months
Medical Checkup for buying this plan Not required for persons upto age of 50 years
Income Tax benefits Rs. 25000/- for individual and Rs. 50000/- for senior citizen
Official website www.nartionalinsuranceindia.nic.co.in

New India Health Insurance Policy

The New India Health Insurance Policy is the Floater Mediclaim Policy that covers both an individual and also their family members. The New India Assurances operates both in India and in the foreign countries.  This New India Health Insurance Plan covers hospitalization and domiciliary hospitalization expenses. The New India Health Insurance Company Policy is liable to pay 20% of sum insured for the Ayurvedic / Homoepathic/ Unani Traetment which are affiliated with the Government or accredited by Quality Council of India or the National Accreditation Board on Health.

New India Health Insurance Company 2020 Details

New India Health Insurance Company
Name of the Health Insurance Plan New India Health Insurance Plan
Sum Insured (Rs.) Rs. 2 Lakhs to Rs. 15 Lakhs
Network Hospitals 1200+
Incurred Claim Ratio 85.66%
Age required to buy this plan 18 years to 65 years
Minimum Age covered 3 months upto 25 years
Medical Checkup for buying this plan Yes for 50 years or above age people
Income Tax benefits Rs. 10000/- fro individuals
Official website www.newindia.co.in

People you want to get the complete information for Health Insurance from the given list of Health Insurance Companies, you may click on their official website link and check the complete details from there and if you have any doubt or have any query then you may ask in comment section.